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FIRST HOME BUYERS
Escape the endless cycle of renting and start building your future with our expert mortgage broker services.
Escape the endless cycle of renting and start building your future with our expert mortgage broker services.
If you’re earning well, keeping debt in check, and ready to invest in your future, take the quiz below to see if you qualify.
Your journey to achieving the GREAT Australian dream starts now!
We understand the confusion and frustration that comes with the home buying process. That's why we're here to provide you with clear answers to all your questions
🏠 Start your journey towards homeownership with just a 5% deposit. Click below to learn more and take the first step towards owning your dream home! 🏠
Book a relaxed, no-obligation Discovery Call.
Let’s explore your options to secure the right home loan, take advantage of grants, and make your first home purchase stress-free.
How We Help
Here's Exactly How We Help You Find Your Dream Home
Initial Home Buying Consultation
The first step is a comprehensive consultation where we assess your financial situation, homeownership goals, and budget.
This step ensures you have a clear roadmap, understanding your borrowing capacity and preparing you for a smooth home-buying journey.
Mortgage Pre-Approval & Financial Planning
With a strategy in place, we guide you through mortgage pre-approval, helping you understand different loan options and structuring financing that aligns with your needs.
Getting pre-approved strengthens your position when making an offer and ensures a seamless purchasing process.
Property Search & Offer Assistance
Once pre-approved, we assist in identifying suitable properties, working with real estate agents, and crafting competitive offers.
This step is crucial in securing the right home at the best price while ensuring you are fully informed about your investment.
Loan Finalisation & Settlement
The final step includes submitting your loan application, managing negotiations, and ensuring a smooth settlement process.
We handle all the paperwork and logistics, making sure you transition into your new home stress-free and with confidence.
Meet Elly Wordsworth
Mortgage Lending Specialist
The biggest hurdle first-home buyers face that keeps them feeling stuck?
Navigating the mortgage process. With rising property prices, strict lending rules, and so much conflicting advice, buying your first home can feel more confusing than exciting. After helping countless clients, I’ve seen the same struggles again and again…
A first-home buyer is eager to purchase but quickly gets overwhelmed by loan options, complex paperwork, and unexpected expenses. No matter how much research they do, it feels like there’s always another roadblock. They don’t know where to start or how to secure a loan that actually works for them.
The truth is, the system isn’t built to make this easy.
You’ve probably come across different home loan options, grants, and financing programs—but no one tells you how to actually make sense of it all or choose the right path.
Sound familiar?
Most of the advice out there doesn’t simplify the process or give you a clear step-by-step plan to get into your first home with confidence.
That’s where Mortgage Choice comes in…
We’re not just another mortgage broker.
We specialise in helping first-home buyers secure the right home loan without the stress. Our process ensures you get access to the best options, avoid common mistakes, and take full advantage of grants or incentives available to you.
We make the home-buying journey simple, guiding you every step of the way so you can secure your dream home with ease—and financial confidence.
CASE STUDIES
Tomas & Cherie's Story
Secured $100K Extra Buying Power with a Low-Rate, Fee-Free Loan in Just Days
Tomas and Cherie had secured pre-approval from one of the big four banks for a maximum purchase price of $700,000 at a 6.69% interest rate. However, they wanted to ensure they were getting the best possible deal.
We began by discussing their goals and financial priorities, including the option of offset accounts, which we decided against due to high costs. By modeling their loan over 30 years, we found that making even small additional payments could save them thousands in interest over the life of the loan.
After thoroughly analysing their finances, we secured a loan with no fees, a super low interest rate, and, best of all, increased their maximum purchase price to $800,000. This strategic refinancing empowered them to make a smarter, more cost-effective home purchase..
